List of All Best Banks In Kenya

Do you want to be part of a bank but you don’t know which one? Worry not, this article focuses on the best banks in Kenya. The banking industry has, in recent years, evolved as more players are getting into the industry.

Despite the onerous regulations by the Central Bank Of Kenya, some banks have proved to be doing good with their rating jumping from B1 (Rating Under Review) to B2 (Stable Outlook).

In this article, we shall be dwelling on the best banks to join in Kenya as I explain the reasons.


Equity Bank

Incorporated in 2014, Equity bank has grown to become one of the leading market leaders in the banking industry in Kenya. It offers a wide array of financial products and services, including loans, investments, mortgages, debit and credit cards, microfinance and retail banking.

With its offices based in Nairobi, it has subsidiaries in other countries, such as Uganda, South Sudan and Rwanda, and Uganda.


KCB Bank

Kenya Commercial Bank was established in 2015, owning the largest banking network in the Kenyan banking industry with a total of 168 branches.

Banking products and services provided by KCB include loans, credit cards, savings, investment, and mortgages. Its headquartered in Nairobi.


National Bank of Kenya

Widely known as the National Bank, NBK is one of the largest banks in Kenya. The institution provides a range of bank products and services, including loans, savings, checking, and credit and debit cards.


It also provides investment opportunities to individuals, SMEs, and large corporations. Established in 1968, the bank also operates out of Nairobi.


Absa Bank Kenya

Absa Bank Kenya Plc, formerly Barclays Bank Kenya Limited, is a commercial bank in Kenya and a subsidiary of South Africa-based Absa Group Limited. Barclays Banks operates in Kenya as a subsidiary of UK-Based Barclays Bank. It is one of the oldest banks operating in Kenya as it was established in 1916.


It is a leader in terms of domestic and international resources, as well as financial strength making it one of the best banks in Kenya.


Its products and services range from loans, credit cards, savings, mortgages, and investments to individuals and both small and large business customers. it is undoubtedly one of the best banks to join.


Cooperative Bank

Established in 1965, the Cooperative Bank of Kenya as the name suggests has the second-largest customer base in the country has more than 3.5 million active accounts as per the 2013 survey.


The bank provides various banking services such as loans, debit cards, savings, checking, and investments. Note that the Cooperative Bank of Kenya was named by the London Financial Times in 2010 as Best Bank of Kenya.


Standard Chartered Bank

Established in 1911, Standard Chartered Bank is holding a record of being the oldest bank in Kenya is a subsidiary of the British multinational financial group, the Standard Chartered.

The bank offers several banking products and services such as loans, transaction accounts, savings, debit cards, and investment portfolios.


Its headquarters are in Nairobi, with over 33 branches and over 90 ATMs across Kenya.


Stanbic Bank

Stanbic bank originates from South Africa as a division of South Africa-based bank, the Standard Bank when it acquired ANZ Grindlays Bank.

Stanbic Bank provides various banking products and services, which include loans, commercial, private and retail banking, asset management, mortgages, and credit cards.


NIC Bank

Founded in 1959 as a result of a joint venture and agreement by Standard Bank Limited of South Africa and Mercantile Credit Company Limited of the United Kingdom, the National Industrial Credit Bank provides a variety of banking solutions which include savings, loans, debit and credit cards, transaction accounts, and investments.


Its main headquarters is in Nairobi.

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